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Canada Super Visa 2026 — 5-Year Parent & Grandparent Visit Visa | Litmus Immigration
Canada Super Visa — 2026 Complete Guide

Super Visa — bring your parents & grandparents
to Canada for up to 5 years at a time

The Super Visa is Canada's most powerful long-stay option for parents and grandparents of citizens and PRs. While the PGP is paused in 2026, the Super Visa is the best way to reunite with family for extended periods — no lottery, no wait list.

2026 Update

March 31, 2026: IRCC changed income calculation rules — hosts can now use income from either of the two most recent tax years, AND can combine their income with the visiting parent's/grandparent's income. More families now qualify. Income thresholds updated July 29, 2025.

5 years
Per stay
(vs 6 months regular)
10 years
Visa validity
multiple entry
$100K
Min health insurance
coverage required
~132 days
Avg global processing
time 2026
No lottery
Apply any time
PGP alternative
What is the Super Visa?

Super Visa vs. Regular Visitor Visa vs. PGP — which is right for your family?

The Super Visa is a special category of visitor visa with dramatically longer authorized stays. It sits between a regular visitor visa (short-term) and the PGP (permanent residence) in terms of commitment and benefits.

Regular

Visitor Visa (TRV)

Standard temporary visit — 6 months at a time

Stay per entry6 months max
ValidityUp to 10 years
Income req.None
Insurance req.Recommended only
Medical examSometimes
PR statusNo
Wait/lotteryNo
Super Visa

Super Visa

Extended family visits — 5 years per stay

Stay per entryUp to 5 years
ValidityUp to 10 years
Income req.Yes — MNI (LICO +30%)
Insurance req.Yes — $100K CAD min
Medical examYes — mandatory
PR statusNo — temporary visit
Wait/lotteryNo — apply any time
PGP

Parents & Grandparents Program

Permanent residence — lottery-based

StayPermanent — indefinite
ValidityPermanent residence
Income req.MNI for 3 years
Undertaking20 years financial
PR statusYes
2026 statusPAUSED — no new intake
Wait/lotteryYes — random selection
PGP is paused in 2026 — the Super Visa is your best option right now

The Parents and Grandparents Program (PGP) has no new intake announced for 2026. For families wanting to reunite with parents and grandparents, the Super Visa is the fastest and most accessible pathway. With 5-year stays and 10-year validity, it offers genuine long-term family time while PGP remains closed.

Who qualifies

Super Visa eligibility — two sides of the application

A Super Visa application has requirements for two parties: the applicant (the parent or grandparent travelling to Canada) and the host (the child or grandchild in Canada). Both must meet their respective eligibility criteria.

The person visiting Canada
Applicant — Parent or Grandparent
  • Must be the biological, adoptive, or step-parent or grandparent of a Canadian citizen, permanent resident, or person registered under the Indian Act
  • Must apply from outside Canada — you cannot apply for a Super Visa while already in Canada
  • Must be admissible to Canada — no criminal inadmissibility, no health inadmissibility
  • Must demonstrate genuine temporary intent — ties to home country (property, family, pension, financial accounts), intent to return after visit
  • Must hold private health insurance — min $100,000 CAD, valid for at least 1 year, from a Canadian or IRCC-approved international insurer
  • Must complete an immigration medical exam (IME) with an IRCC-designated panel physician — results valid 12 months
  • Spouse or common-law partner of the applicant can be included — but dependent children cannot be added to a Super Visa application
  • Must have a valid passport for the full duration of the intended stay — minimum 6 months validity recommended
The person in Canada inviting
Host — Child or Grandchild in Canada
  • Must be a Canadian citizen, permanent resident, or person registered under the Indian Act
  • Must be at least 18 years old and living in Canada
  • Must meet the Minimum Necessary Income (MNI) based on family size — LICO + 30%, updated July 29, 2025
  • Under new March 2026 rules: can use income from either of the 2 most recent tax years, OR combine income with the visiting parent's/grandparent's documented income
  • Must provide a signed invitation letter that includes: promise of financial support, home details, duration and purpose of the visit
  • Must provide proof of relationship (birth certificate, adoption documents, or legal documents showing the family link)
  • A spouse or common-law partner of the host can co-sign the income commitment to help meet the MNI requirement
Updated July 29, 2025 + March 2026 rule changes

Minimum Income Requirements — what the host must earn

The host's household income must meet or exceed the Minimum Necessary Income (MNI) — calculated as the Low Income Cut-Off (LICO) plus 30%. These thresholds were updated July 29, 2025 and remain in effect for all 2026 applications.

Family sizeWho is countedMinimum income required (CAD)
1
1 person
Host only (single, no children, no partner)$30,526
2
2 persons
e.g. Host + 1 parent visiting$38,002
3
3 persons
e.g. Host + spouse + 1 parent, or Host + 2 parents$46,720
4
4 persons
e.g. Host + spouse + 1 child + 1 parent$56,724
5
5 persons
e.g. Host + spouse + 2 children + 2 parents$64,336
6
6 persons
e.g. Host + spouse + 3 children + 2 parents$72,560
7
7 persons
e.g. Host + spouse + 4 children + 2 parents$80,784
+1
Each additional
For every person beyond 7+ $8,224

Source: IRCC official income table, updated July 29, 2025. These figures are LICO + 30% and apply to all provinces and territories except Quebec. Quebec has separate income assessment rules. Always verify on canada.ca before applying.

How to calculate your family size — count all of these

The host (you)
Your spouse or common-law partner (if applicable)
All dependent children of the host and spouse
The Super Visa applicant(s) — parent or grandparent
Accompanying spouse of the visitor (if included in application)
Anyone previously sponsored by host still under active undertaking

New income assessment options — effective March 31, 2026

Game-changing 2026 update — more families now qualify

On March 20, 2026, IRCC announced two new options for how income is assessed. Both apply to all new applications submitted on or after March 31, 2026, AND to all applications already in processing as of that date. Previously, only the single most recent tax year was assessed. Now there are two alternatives.

Option 1 — Two-Year Window

Use either of the two most recent tax years

Not just the most recent year — qualify with the better year

Previously, IRCC only assessed your income from the single most recent tax year. If you had a low-income year due to parental leave, job change, illness, or business disruption — you couldn't qualify even if you earned well the year before.

Under the new rule, you can use your Notice of Assessment from either 2024 or 2025 (whichever demonstrates you meet the MNI threshold).

  • 📋Who benefits: Hosts with income variation between years — new PRs, contract workers, parents returning from parental leave, anyone with a one-time income disruption
  • 📋Documents needed: NOA (Notice of Assessment) for both 2024 and 2025 — IRCC will use the qualifying year
  • 📋Tip: Submit both years even if you only need one — officers can see both and use the stronger year
Option 2 — Combined Income

Add visiting parent's / grandparent's income to host's income

Parents with pensions or investments can now help qualify the application

Under Option 2, if the host meets a minimum percentage of the income threshold independently, they can top up the remaining amount with the visiting parent's or grandparent's documented income (pensions, investments, savings distributions, rental income).

This is especially powerful for families where the visiting parent has a solid foreign pension or investment portfolio.

  • 💰Who benefits: Hosts with moderate income but financially independent parents — families where parents have significant foreign pensions or investments
  • 💰Parent income accepted: Foreign pensions, investment income, savings, rental income from home country — must be documented
  • 💰Note: The host's minimum standalone percentage has not been published by IRCC yet — consult an RCIC to calculate under current guidance
Free interactive tool

Super Visa Eligibility & Income Calculator

Calculate your family size, find the required income threshold, and check whether the host meets the MNI — using the July 2025 income table and the new March 2026 two-year assessment rule.

Super Visa — Income & Eligibility Checker (2026 Rules)

Find out if your family qualifies — in 60 seconds

Uses the official IRCC MNI table updated July 29, 2025. Applies March 2026 two-year income assessment rules automatically.

Detailed breakdown

Our RCIC can review your exact income documents and identify the strongest application strategy.

Free Assessment →
Mandatory for every applicant

Health Insurance Requirements — what's mandatory and what's changed

Insurance — updated January 2025

The Super Visa insurance rules — exactly what IRCC requires

$100,000
Minimum coverage amount
CAD — health care, hospitalization, and repatriation
1 year
Minimum policy duration
Valid from date of entry into Canada
CA or OSFI
Insurer must be Canadian or OSFI-authorized
Foreign insurers now accepted since Jan 2025 if OSFI-authorized
Active cert
A paid, active certificate is required
A quote or summary page is NOT sufficient for the application
✓ Accepted policies must cover:
  • ✓ Emergency medical care and hospitalization
  • ✓ Repatriation (return of remains if death occurs)
  • ✓ Emergency dental (recommended in certificate)
  • ✓ Pre-existing conditions (some policies — verify carefully)
✗ Common insurance mistakes:
  • ✗ Submitting a quote instead of a paid certificate
  • ✗ Coverage under $100,000 CAD
  • ✗ Policy valid for less than 1 year
  • ✗ Policy from an insurer not approved in Canada
  • ✗ Allowing policy to lapse during extended stay
⚠ Important reminders:
  • ⚠ Insurance must be renewed to cover the full stay duration
  • ⚠ Cost varies significantly by age and health — older applicants or those with pre-existing conditions pay more
  • ⚠ Purchase insurance only after your visit dates are confirmed — starting too early wastes coverage
  • ⚠ Bring your insurance card and certificate when crossing the border
New since January 2025: OSFI-authorized foreign insurers are now accepted

Previously, only Canadian insurance companies could provide qualifying Super Visa coverage. Since January 2025, IRCC also accepts policies from international insurance companies authorized by the Office of the Superintendent of Financial Institutions (OSFI). This gives families more flexibility in choosing a provider — but the $100,000 minimum, 1-year duration, and coverage standards still apply regardless of where the insurer is based.

Step-by-step

How to apply for a Super Visa — from start to boarding

1

Host confirms eligibility and calculates family size

Use the calculator above to determine family size and verify you meet the MNI. Decide which income year to use (or whether Option 2 combined income applies). Gather your Notices of Assessment from the CRA (2024 and 2025 recommended under new rules).

2

Host prepares invitation letter and income documents

The invitation letter must include: your name and address in Canada, proof of your citizenship/PR status, a commitment of financial support for the visitor's stay, the purpose and expected duration of the visit, and your signed declaration. Attach your income documents (NOA, T4, employer letter, pay stubs).

3

Applicant books and completes the Immigration Medical Exam (IME)

The IME must be completed with an IRCC-designated panel physician in the applicant's country. IME results are valid for 12 months — time the exam carefully so it remains valid throughout processing. Results are sent directly to IRCC — you do not submit them yourself.

4

Applicant purchases qualifying health insurance

Purchase the insurance policy (min $100K CAD, min 1 year, from approved insurer). Obtain the official certificate — not a quote or summary. The insurance certificate must be in the application package. Do not just purchase a quote and expect it to count.

5

Applicant completes and submits the online application

Apply online through the IRCC portal (ircc.canada.ca). For visa-required countries: complete IMM 5257 (Temporary Resident Visa application). Attach all documents: passport, photos, insurance certificate, invitation letter, income documents, IME confirmation, proof of relationship, ties to home country. Pay the $100 CAD application fee + $85 biometrics fee if required.

6

Provide biometrics at a Visa Application Centre (VAC)

After submitting online, most applicants receive a Biometric Instruction Letter (BIL) — you have 30 days to give fingerprints and a photo at a designated VAC. Book this appointment immediately after submission — biometrics delays are a leading cause of processing delays. Processing time officially begins after biometrics are received.

7

Wait for IRCC decision (~132 days average in 2026)

IRCC reviews the full file. They may request additional documents or an interview. Processing times vary by country — check the IRCC tool for current times. Keep your insurance current throughout processing. If approved, IRCC will request your passport for visa stamping or issue an electronically-linked authorization.

8

Receive Super Visa and enter Canada

The Super Visa will be stamped in your passport. At the Canadian border, present your passport, Super Visa, proof of health insurance (certificate), and invitation letter. A CBSA officer will determine your authorized stay — up to 5 years per entry. Keep your insurance valid throughout your stay.

Government fees

$100
Application fee
Per person applying
$85
Biometrics fee
Per person (if required)
Varies
Medical exam (IME)
$150–$450+ by country
Varies
Health insurance
By age, health, duration
$185+
Minimum government fees
$100 + $85 biometrics
Complete checklist

Documents required — host and applicant

Missing documents are the single biggest cause of Super Visa delays and refusals. Prepare everything before submitting the application.

Applicant documents — the parent/grandparent
  • 📄Valid passport — biographical page, min 6 months validity beyond intended stay
  • 📸Recent passport-sized photographs meeting IRCC specifications
  • 🏥Immigration Medical Exam results confirmation (from IRCC panel physician — results go directly to IRCC)
  • 🛡Health insurance certificate — paid and active policy, min $100K CAD, min 1 year, approved insurer
  • 🏠Proof of ties to home country — property deed, employment letter, pension confirmation, family documents (spouse, children remaining at home)
  • Travel history — previous visa stamps, prior visits to Canada, US, UK, EU
  • 👨‍👩‍👧Proof of relationship to host — birth certificate, adoption certificate, or legal documentation
  • 📋Completed application forms (IMM 5257 for TRV countries)
  • 💳Proof of fee payment ($100 + $85 biometrics)
Host documents — the child/grandchild in Canada
  • 🇨🇦Proof of Canadian citizenship or PR — Canadian passport, citizenship certificate, or PR card
  • 💰Notice of Assessment (NOA) from CRA — for 2024 and/or 2025 (whichever qualifying year under new 2026 rules)
  • 💼Employer letter — company letterhead, job title, start date, current salary/wages
  • 📑Recent pay stubs — 3–6 months showing consistent income
  • 📊T4 slips for the qualifying year(s)
  • 🏢If self-employed: accountant's letter confirming annual income from business
  • Signed invitation letter — financial support commitment, home details, purpose and duration of visit, host's signature
  • 👨‍👩‍👧Proof of relationship — same birth certificate/adoption docs as applicant provides
  • 💰If using Option 2 (combined income): visiting parent's pension statements, investment income documents, savings statements in CAD equivalent
Let us review your complete application package

A Super Visa application is more complex than a regular visitor visa

Between income calculations, IME timing, insurance selection, invitation letter drafting, and the new 2026 two-year income rules — there are many ways a well-intentioned application can fail. Our RCIC prepares and reviews complete Super Visa packages.

Why applications fail

Common Super Visa refusal reasons — and how to address them

01

Host income below MNI threshold

Use the new 2026 two-year assessment rule — check both tax years. If still insufficient, explore Option 2 (combined parent income). A family size calculation error can shift the threshold by $8,224+.

02

Weak ties to home country

Officer not convinced the applicant will return home. Fix: property documents, ongoing financial obligations, dependants remaining at home, active business, pension payments confirming residency abroad.

03

Insurance deficiency

Quote submitted instead of paid certificate. Coverage under $100K. Policy from non-approved insurer. Policy valid for less than 1 year. Always submit the full active insurance certificate.

04

Inadmissibility concerns

Criminal record (even from another country), prior overstays, misrepresentation on previous applications. May require a Temporary Resident Permit (TRP) — consult an RCIC before applying.

05

Medical exam issues

Expired IME results (12-month validity). Missing exam. Medical condition flagged as inadmissibility. Time your IME carefully — don't do it too early or too close to your planned entry date.

06

Incomplete or inconsistent documents

Missing documents, inconsistencies between the invitation letter and income documents, or translation issues. All non-English/non-French documents must be certified translated.

Free · No obligation · RCIC-reviewed

Bring your parents and grandparents to Canada —
start with the right assessment

Whether you're calculating income under the new 2026 rules, choosing the right insurance, or navigating a previous refusal — our RCIC will assess your full situation and build a strong Super Visa application strategy.

Harikrishnan Nair — RCIC R731549 · CICC Member · CAPIC Member · Litmus Immigration Services Inc. · Calgary, Alberta

Super Visa question? WhatsApp us anytime
Do I meet the income requirement? What insurance do I need? Can I use my parents' pension income? — message us and we'll reply within hours on business days.
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Disclaimer: This page provides general information as of April 2026. Income thresholds reflect the IRCC official table updated July 29, 2025. The two-year income assessment window and combined income option were announced March 20, 2026 and took effect March 31, 2026. The minimum host percentage for Option 2 had not been formally published by IRCC at time of writing — consult an RCIC. Insurance rule change (OSFI-authorized foreign insurers) effective January 2025. Processing times (~132 days average) are global averages and vary significantly by country. Always verify current requirements at canada.ca before applying. Sources: IRCC canada.ca Super Visa page, IRCC income table updated July 2025, Immigration News Canada (March 2026), Immergity Insights (March 2026). This is not legal immigration advice.
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